Westpac Altitude Black Credit Card

  1. Reward Program: The Altitude Black Credit Card is often associated with the Westpac Altitude Rewards program. Cardholders can earn points on eligible purchases, which can be redeemed for a variety of rewards, including flights, hotel stays, merchandise, and more.
  2. Altitude Qantas Option: Some Westpac Altitude Black cards may offer an Altitude Qantas rewards option, allowing cardholders to earn Qantas Points instead.
  3. Complimentary Insurance: Depending on the specific card variant, there might be complimentary insurance coverage, including international travel insurance, purchase protection insurance, and extended warranty insurance.
  4. Airport Lounge Access: Certain versions of the Altitude Black Card may provide complimentary airport lounge access, enhancing the travel experience for cardholders.
  5. Concierge Service: Premium concierge services may be offered, providing assistance with travel arrangements, reservations, and more.
  6. Contactless Payments: The card likely supports contactless payments for quick and convenient transactions.


  1. Annual Fee: The Altitude Black Card typically comes with an annual fee, and the specific amount can vary based on the card variant and any promotions or offers at the time of application.
  2. Interest Rates: The card may have different interest rates for purchases, cash advances, and balance transfers. It’s important to be aware of these rates, especially if carrying a balance.
  3. Foreign Transaction Fees: Fees for transactions made in foreign currencies may apply. Check the terms and conditions for details.
  4. Late Payment Fees: A fee may be charged for late payments. It’s crucial to make payments on time to avoid these charges.

Eligibility: The Westpac Altitude Black Credit Card is typically targeted at individuals with a higher income and good credit history. The eligibility criteria may include a minimum income requirement and other factors.

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